If you have been involved in an ATV accident, use caution before reaching a claim settlement agreement with the insurance company. Do you really know the cause of the All Terrain Vehicle accident? You may think you do, but many accidents are caused by improperly functioning elements of the vehicle. This is certainly a case where you would want to consult with an ATV lawyer who has both the experience with actual cases, and with knowledge of how to use and operate the vehicles themselves.